Our priority is to ensure that you and your business continue to be successful and get all the help you need in these crucial circumstances. The SBDC is here to help you and guide you back on the right path to success. Below we have provided various resources to help you and your business through the coronavirus (COVID-19). For more information, contact 1-800-616-7232.
Virtual Business Consulting
Do you have questions about COVID-19, or do you need help with the resources provided? Make a virtual consultation appointment with one of our business experts today. Our consultants are here to help you with whatever you need, and these virtual consulting sessions are at no cost to you. Our expert consultants will guide you through every application, resource, and question you have to help your business prepare and recover. Sign up for our virtual consulting services or call us at 1-800-616-SBDC (7232).
Register for the Ask SBDC Webinars Here
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Ask SBDC Daily Calls Recording
Town Halls Recording
My Store Front Is Closed? How Do I Sell My Goods Online? Recording
Survival Strategies for Tech Startups Recording
SBA Disaster Loan Recording
COVID-19 Employer Resource Guide – Download The Latest News and Resources
The Latest News and Resources for Your Business
Learn about the most up to date information and FAQs about the Employment Development Department (EDD) resources, SBA’s Economic Injury Disaster Loan program, our SBDC Finance Center, how we can help, and so much more! Download Now
How to Keep Your Restaurant Running and Successful Resource Guide – Download Now
Learn the practices that can be implemented to streamline operations for your restaurant given the new reality we’re currently facing. Download Now
5 Strategies to Keep Your Business Healthy During Interruptions Resource Guide
Read this resource guide to learn which steps you can take to keep your business running despite current interruptions. Download Now
SBA Economic Injury Disaster Loan Resource Guide
Have questions about U.S Small Business Administration’s Economic Injury Disaster Loan? The most frequently asked questions are answered here. Download Now
View regularly updated video guides that show step by step how to complete all the SBA forms needed for the Economic Injury Disaster Loan and other topics like driving sales online. Check em’ out here.
Due to the current environment, the SBDC is postponing and canceling all of our in-person events, for the time being. However, we will substitute them for virtual programs. This is our way of helping your business survive and thrive regardless of the circumstances. Make sure to be on the lookout for these events – all at no cost to you.
Pandemic Unemployment Assistance (PUA)
The Employment Development Department (EDD) is offering the Pandemic Unemployment Assistance (PUA) program for unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services due to the pandemic. Learn more about the program here. For the required forms you will need, view here.
If you applied to general unemployment insurance prior to 4/28/20, you MUST reapply to PUA.
- Provides 39 weeks of benefits between 02/02/2020 and 12/26/20.
- A 13 week extension doesn’t apply because it’s woven into the program.
- No waiting period.
- Claims are automatically backdated to the Sunday prior to the first date the claimant was directly impacted by COVID-19.
- Can only go back as far as 02/02/2020 to coincide with the effective date of the program. (For CA, most were impacted in mid-Mar.)
- The minimum weekly benefit amount is $167. (Everyone gets this.)
- Claimants need to report their 2019 *net* income when filing. (Estimates are fine.)
- To be considered for a higher WBA up to $450, verifiable income documentation will be required.
- Still working on a process to get docs to EDD, but will make it retroactive to the date the claim began.
- $600 weekly stimulus applies but only between 3/29/20 and 7/25/20.
- EDD will automatically certify all weeks ending between 3/14/2020 and 05/09/20 to expedite payment processing.
- If wages are earned during this time, must report using Ask EDD (online tool).
- Payments will be made through the EDD Debit Card; allow at least 5 business days for mail time once the first payment is authorized.
- Can be a bit difficult to know whether you are applying for PUA as it isn’t prominent on application
- Be sure to answer NO to the following question if you are self-employed/1099, etc.
- If you worked today, you should indicate the name of the employer you worked for today
- BUSINESS OWNER, SELF-EMPLOYED, INDEPENDENT CONTRACTOR OR GIG WORKER: If you had no employment(i.e. if you did not receive a W-2) in the last 18 months and are applying for PUA, then click No below.
- There is an option to save application draft; keep doing this throughout in case system freezes, etc.
- Don’t forget to refresh the page
- You might get an error/not available at this time announcement. The system is also knocking people off and asking them to try back in one hour.
- Answer no to Question 7 – Have you been employed in the last 18 months. If you made a mistake on this question on a previous application, EDD is reporting there is no need to go back and fix this on your end. The system has been corrected.
- If you have an existing UI account, you don’t need to open up a new one in order to apply for PUA
- Net income is gross income minus all allowable deductions by the IRS, including rent, gas, phone bills, etc. The bottom line, it’s what you pay taxes on. Again, an estimate is OK here.
- I filed previously and received a letter stating I had zero benefits afforded to me. I understand now that when I filed the system was not set up for self-employed claims. Should I open a new claim or update my existing claim? Yes, please. EDD will automatically backdate your claim to the Sunday preceding the first date your business/employment was impacted by COVID-19. However, PUA claims can’t begin any earlier than 02/02/2020.
- If I file a new claim, should I cancel my existing claim? No. EDD updated the system to allow you to submit a new claim without canceling the previous one.
For more information, contact the EDD Assistance Center at 1-866-333-4606 between the hours of 8 AM – 5 PM.
Need payroll assistance as a result of COVID-19? The Employment Development Department (EDD) is providing payroll assistance for employers who are facing hardships due to the coronavirus. Employers can now request a 60-day extension to file and pay their payroll reports and taxes. For more information, look at our downloadable resources down below or call the EDD Taxpayer Assistance Center at 1-888-745-3886 (toll-free).
The Small Business Administration (SBA) is a U.S. government agency that supports entrepreneurs and small businesses in various ways. Due to the current situation, they are offering up to $2M in disaster loans for small businesses that have been impacted by the pandemic. The loan will help reduce some of the economic injury caused by COVID-19.
The state of California’s CA Infrastructure and Economic Development Bank’s (IBANK) Disaster Relief Loan Guarantee Program (DRLGP) is also accepting applications for small businesses that have been negatively impacted by COVID-19.
The Occupational Safety and Health Administration (OSHA) has provided information on how employees can stay safe and healthy during this crisis. Their website describes how employees can financially help and protect themselves in a constantly changing work environment. Below, employers can download the OSHA guide on how to prepare workplaces for COVID-19.
Employers may also have the option of applying for the Unemployment Insurance Work Sharing Program implemented from the EDD. Employees whose hours and wages have been reduced will receive unemployment insurance benefits and help them keep their jobs while lowering their risk for financial strain. Employers will be able to keep their current employees and decrease the need to layoff workers.